Our Services | College Funding Plans

Saving for your children's education can be confusing and overwhelming for parents.

For parents, funding your son's or daughter's college education is a primary concern.  College tuition costs are rising more than three times faster than the annual inflation rate, with no relief in sight. At D.B. Root & Company, we help you to understand the complexities and the options involved with saving for college education.

Let us help you:
  • Determine how much it will cost to ensure your children are able to pursue their dreams.
  • Develop a plan utilizing the proper mix of 529 savings plans, Coverdell IRAs, and/or custodial accounts to meet your preferences for control, contribution levels, and flexibility.
  • Design a college savings strategy that will not interfere with other sources of financial aid.
  • Understand the tax implications of the options available to you—not just immediate tax implications—also future tax consequences when the money is withdrawn.
  • Prepare an investment strategy that is balanced between capital appreciation and preservation to ensure that the funds are available when needed.
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