No longer does corporate America or the government take care of our retirement; the responsibility now falls on the shoulders of each individual.

Without proper planning, many Americans may never see retirement or enjoy it the way they have always envisioned.

Let the professionals at D.B. Root & Company work with you to:

• Ensure you are able to retire comfortably and find financial confidence.
• Prepare a retirement plan that utilizes realistic and substantiated assumptions.
• Inform you as to exactly what contribution level and investment allocation are necessary in pursuing your retirement goals.
• Determine your projected retirement income level and expenses.
• Design a course of action involving your current spending and saving habits that may help enable you to enjoy a worry-free retirement and a sense of security.

A timely item for your consideration is whether or not it is prudent for you to convert a traditional IRA investment to a Roth IRA. Starting January 1, 2010, changes in federal tax laws have many investors exploring this option. For more information, click here.