Client Login
OUR SERVICES
Client Centric Approach That Makes Sense
One step at a time, we seek to make your life easier
At DBR & CO we focus on your long-term success. That means sweating the details to help you make smarter decisions with your wealth and ensure your assets are protected.
LifePlan 20/20® Financial Planning
Our comprehensive financial planning process is directed by our roundtable team of experts. Each of the core pillars of your plan will be carefully reviewed and monitored.
Our financial planning process in conjunction with our professional network can help with solutions derived from any or all of the following:
Retirement Planning
-
Goals and Objectives
-
Cash Flow Projections
-
Employee Benefit Elections
-
Social Security Planning
-
Self-Employed Strategies
Charitable Planning
-
Donor Advised Funds
-
Charitable Trusts
-
Gift Annuities
Estate Planning
-
Wills, Trusts, and POA’s
-
Beneficiary Coordination and Asset Titlement
-
Tax Strategies
-
Legacy Planning
Education Funding
-
529 Plans
-
Savings Analysis
-
Budgeting
Risk Management
-
Life Insurance
-
Disability Coverage
-
Long Term Care
-
Property-Casualty Insurance
Income Tax Planning
• Tax Reduction Strategies
• Tax Loss Harvesting
• Use of Appreciated Stock
• Intra-Family Transfers
• Tax Return Preparation
Our professional network
To provide additional support and to help you act on our recommendations – we have assembled a network of professionals that include attorneys, insurance professionals, accountants and private bankers, all with the same goal - to help you implement your financial plan successfully.
• Estate and Trust Attorneys
• Accountants
• Private Bankers
• Philanthropic Advisors
• Life Insurance
• Property and Casualty Insurance
• Mortgage Brokers
Learn more about LifePlan 20/20®
For assistance with any of these questions, contact our Roundtable Chair, Steve Kohler, CFP®, to discuss a financial checkup for you and your family.
Asset Management
Our investment philosophy: investments that are simple to understand, transparent to the client and low cost to implement.
-
Investment Committee with more than 200 years of combined experience
-
Data-driven research
-
Four Seasons asset allocation approach
-
In-house professionally managed stock portfolios
DBR Four Seasons Process
Our research partner Hedgeye provides analysis focused on economic GROWTH, INFLATION and Federal Reserve POLICY (GIP) which are the core variables that drive investment performance. Using GIP as our lens, we created our own Four Seasons Investment process, which together with our clients’ level of risk tolerance, forms the foundation of our asset allocation process. Each season represents a specific period in the economic cycle which should have a unique allocation to stocks, bonds and cash.
Spring
GROWTH
ACCELERATING
INFLATION
DECELERATING
FEDERAL RESERVE POLICY
NEUTRAL
Summer
GROWTH
ACCELERATING
INFLATION
ACCELERATING
FEDERAL RESERVE POLICY
HAWKISH
Fall
GROWTH
DECELERATING
INFLATION
ACCELERATING
FEDERAL RESERVE POLICY
PRESSURED
Winter
GROWTH
DECELERATING
INFLATION
DECELERATING
FEDERAL RESERVE POLICY
EASY
Learn more about our Asset Management process
If your ability to invest has changed recently – whether it involves a sale of your business, retirement, inheritance or other life event – DBR & CO can help guide you in taking the right steps forward. To learn more about our investment process, contact our Investment Committee Chair, Michael Aroesty, CFP®
Learn more about the DBR & CO approach
To learn more about the DBR & CO approach, contact DBR & CO CEO David Root
d.rootjr@dbroot.com 888.227.0913