Is the same old thinking bringing you the same old results?
The financial services industry is changing rapidly. Today, value-added return can be achieved through new technology, personalized financial planning and processes that simplify the way we do business together.
Whether we deploy LifePlan 20/20® financial planning services, our Strategic AIM™ asset management process or any level of our Wealth Management Services, you can be assured that your advisor aims to have a sound understanding of your personal situation.
Financial Planning Services
Do you need help assessing your progress with your retirement plan?
Are you certain that your estate planning wishes are clearly defined?
Are you concerned about having the right type, too much or too little insurance?
• Goals and Objectives
• Cash Flow Projections
• Employee Benefit Elections • Social Security Planning
• Self-Employed Strategies
• Wills, Trusts, and POA’s
• Beneficiary Coordination and Asset Titlement
• Tax Strategies
• Legacy Planning
• Life Insurance
• Disability Coverage
• Long Term Care
• Property-Casualty Insurance
• Donor Advised Funds
• Charitable Trusts
• Gift Annuities
• 529 Plans
• Savings Analysis
Income Tax Planning
• Tax Reduction Strategies
• Tax Loss Harvesting
• Use of Appreciated Stock
• Intra-Family Transfers
• Tax Return Preparation
Learn more about LifePlan 20/20®
For assistance with any of these questions, contact DBR & CO’s Director of LifePlan 20/20®, Steve Kohler, to discuss a financial checkup for you and your family.
Strategic AIM™ Asset Management
Simple, Transparent and Low-Cost Investing
Every process needs a catalyst, and for DBR & CO – it is our Investment Committee. A diligent team of advisors deploy our sophisticated, repeatable asset management process known as Strategic AIM™. Bringing together their collective expertise, they create, manage and review five different portfolio models based on clients’ individual goals, life stage and risk tolerance.
We match these profiles with the current macroeconomic climate relative to economic growth, inflation and monetary policy – a process developed by our research partner Hedgeye Risk Management. The resulting portfolios contain an appropriate mix of low-cost securities, cash, bonds and stocks. This process is the foundation of DBR & CO’s Four Seasons allocation strategy.
• Goals and Objectives
• Financial Profile
• Time Horizon
• Risk Appetite
◌ ESG Investing
• Portfolio Management Expertise
• Investment Selection Monitoring and Rebalancing
• Four Seasons Macroeconomic Analysis
• Tactical Adjustments
• Investment Recommendations
Learn more about Strategic AIM™
If your ability to invest has changed recently – whether it involves a sale of your business, retirement, inheritance or other life event – DBR & CO can help guide you in taking the right steps forward. To learn more about our Four Seasons allocation strategy, contact DBR & CO’s Chief Investment Officer, Mike Aroesty, CFP®
Are you set up to take advantage of tax changes for 2019?
Do you need help with saving and budget analysis for a future education expense?
Do you have a plan in place to finance your charitable giving wishes?
2Q 2019 Market Commentary
For valuable insight on today’s investing environment, download Michael Aroesty’s 2Q 2019 Market Commentary