Is the same old thinking bringing you the same old results?

The financial services industry is changing rapidly. Today, value-added return can be achieved through new technology, personalized financial planning and processes that simplify the way we do business together.

 

Whether we deploy LifePlan 20/20® financial planning services, our Strategic AIM™ asset management process or any level of our Wealth Management Services, you can be assured that your advisor aims to have a sound understanding of your personal situation.

Do you need help assessing your progress with your retirement plan?

Are you certain that your estate planning wishes are clearly defined?

Are you concerned about having the right type, too much or too little insurance?

Retirement Planning

• Goals and Objectives
• Cash Flow Projections
• Employee Benefit Elections • Social Security Planning
• Self-Employed Strategies

Estate

Planning

• Wills, Trusts, and POA’s

• Beneficiary Coordination and Asset Titlement

• Tax Strategies
• Legacy Planning

Risk

Management

• Life Insurance
• Disability Coverage
• Long Term Care
• Property-Casualty Insurance

Charitable Planning

• Donor Advised Funds

• Charitable Trusts
• Gift Annuities

Education Funding

• 529 Plans
• Savings Analysis

• Budgeting

 

Income Tax Planning

• Tax Reduction Strategies

• Tax Loss Harvesting
• Use of Appreciated Stock

• Intra-Family Transfers

• Tax Return Preparation

 

 Learn more about LifePlan 20/20® 

 For assistance with any of these questions, contact DBR & CO’s Director of LifePlan 20/20®, Steve Kohler, to discuss a financial checkup for you and your family. 

Simple, Transparent and Low-Cost Investing

Every process needs a catalyst, and for DBR & CO – it is our Investment Committee. A diligent team of advisors deploy our sophisticated, repeatable asset management process known as Strategic AIM™. Bringing together their collective expertise, they create, manage and review five different portfolio models based on clients’ individual goals, life stage and risk tolerance.

We match these profiles with the current macroeconomic climate relative to economic growth, inflation and monetary policy – a process developed by our research partner Hedgeye Risk Management. The resulting portfolios contain an appropriate mix of low-cost securities, cash, bonds and stocks. This process is the foundation of DBR & CO’s Four Seasons allocation strategy.

Client

• Goals and Objectives

• Financial Profile

• Time Horizon

• Risk Appetite

• Values

   ◌ ESG Investing

 

 Learn more about Strategic AIM™ 

If your ability to invest has changed recently – whether it involves a sale of your business, retirement, inheritance or other life event – DBR & CO can help guide you in taking the right steps forward. To learn more about our Four Seasons allocation strategy, contact DBR & CO’s Chief Investment Officer, Mike Aroesty, CFP®

Are you set up to take advantage of tax changes for 2019?

Do you need help with saving and budget analysis for a future education expense?

Do you have a plan in place to finance your charitable giving wishes?

 
 
DOWNLOAD OUR
2Q 2019 Market Commentary

For valuable insight on today’s investing environment, download Michael Aroesty’s 2Q 2019 Market Commentary

 
Learn more about the DBR & CO approach

To learn more about the DBR & CO approach, or discuss a FREE second opinion on your current wealth building strategy, or call: 412-227-2800

Where to find us:

MID-ATLANTIC REGION

 

436 Seventh Avenue, Suite 2800

Pittsburgh, PA 15219-1818

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Phone: 412.227.2800

Toll Free: 888.227.0913

Fax: 412.227.2805

GREAT LAKES REGION

 

811 Madison Ave, 7th Floor

Toledo, OH 43604

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Phone: 419.574.9399

Toll Free: 888.227.0913

Fax: 419.574.9356

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© 2019 DBR & CO

This communication is strictly intended for individuals residing in the states of AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Important Consumer Disclosure: D.B. Root & Company, LLC (“DBR & CO”) is an SEC registered investment adviser located in Pittsburgh, Pennsylvania. DBR & CO and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC-registered investment advisors by those states in which D.B. Root & Company maintains clients. DBR & CO may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. DBR & CO’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of DBR & CO’s web site on the Internet should not be construed by any consumer and/or prospective client as DBR & CO’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from DBR & CO. Any subsequent, direct communication by DBR & CO with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of DBR & CO, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov. A copy of DBR & CO’s current written disclosure statement discussing DBR & CO’s business operations, services, and fees is available from DBR & CO upon written request. DBR & CO does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to DBR & CO’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission.

Advisory HQ’s Top Ten advisors’ rankings are based on methodologies used by established financial news organizations and are highly focused on three pillars: total assets under management (AUM), firm size/quality, and the amount of revenue generated by an advisory firm. AdvisoryHQ’s Advisor Selection Methodology is based on a wide range of filters including fiduciary duty, independence, transparency, level of customized service, history of innovation, fee structure, quality of services provided, team excellence, and wealth of experience. The review and ranking articles are always 100% independently researched and written without the ranked Firms knowing they are being reviewed.

Certain supervised persons of DBR & CO, in their individual capacities, as registered representatives of a broker-dealer, may provide securities brokerage services and implement securities transactions under a separate commission based arrangement and may be entitled to a portion of the brokerage commissions paid to the brokerage firm, as well as a share of any ongoing distribution or service (trail) fees from the sale of mutual funds. 

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A number of DBR & CO’s Supervised Persons are also licensed insurance agents and may offer certain insurance products on a fully-disclosed commissionable basis.  A conflict of interest exists to the extent that DBR & CO recommends the purchase of insurance products where its Supervised Persons may be entitled to insurance commissions or other additional compensation.